Fictional demonstration. No real properties, clients or agencies.

Buying in Portugal

# A clearer view of the transaction steps.

These are status signals for a professional transaction, not a legal checklist or legal advice.

Last updated: 30 September 2026

## Ten points to discuss with your professionals.

- 01 Buyer identity and KYC outcome

- 02 Broker-confirmed affordability

- 03 Buying structure and signers

- 04 Seller authority to sell

- 05 Property title and registry evidence

- 06 Planning and permitted use

- 07 Condominium evidence

- 08 Technical condition

- 09 CPCV reported signed

- 10 Deed reported signed

Technical due diligence is an essential recommended step, but optional. The relevant professional should explain risks before commitment. This map reports status and does not replace legal, financial or technical advice.

## Official sources

- [IMPIC](<https://www.impic.pt>) — Licences of real estate agencies (AMI)

- [Predial Online (IRN)](<https://www.predialonline.pt>) — Land registry and the permanent certificate

- [Portal das Finanças](<https://www.portaldasfinancas.gov.pt>) — IMT, stamp duty and the property tax record

- [SCE (ADENE)](<https://www.sce.pt>) — Energy certificates

- [Banco de Portugal](<https://www.bportugal.pt>) — Mortgage credit rules and consumer information

For AI and developers
- [AI directory (llms.txt)](<https://speakingbricks.eu/llms.txt>)
- [Open listings (JSON)](<https://speakingbricks.eu/feeds/open-listings.json>)
- [Developers](<https://speakingbricks.eu/developers>)

[HTML](<https://speakingbricks.eu/buying-in-portugal?lang=en>)